Business Loans

Start Up Business Funding Available

Startup Business Funding


Looking to get a loan to start or grow your business? It can be difficult to find a lender willing to offer you the amount of money you need and at an affordable rate. That’s why we created Biz2Credit, an online business funding platform that provides small-business loans from $25,000 to $500,000! We understand that starting and running a small business is challenging on its own – so we don’t make things more difficult by charging upfront fees or requiring collateral for our loans. Instead, we base our financing decisions off of two factors: personal income and personal credit score.

No Upfront Fees, Based on Personal Income and Personal Credit Score.

There are no upfront fees for you to apply for a loan with Prosper. Your application will only be approved once you have been pre-approved, and this can take up to 24 hours from the time when you submit your application.

After reviewing your personal information, Prosper will determine whether or not they feel like they can approve your loan request based on their proprietary algorithm that calculates risk based on several factors including:

Credit score – minimum 680 across all three credit bureaus (Equifax, Experian & TransUnion)

Income – $30k annually in combined household income; must be at least 18 years old

Minimum credit score is 680 across all 3 credit bureaus.

When you apply for a business loan, your credit score is a major factor in determining whether or not you’ll get approval. You must have at least a 680 across all three credit bureaus to be considered for funding.

Minimum income is $30,000 per year.

Minimum income is $30,000 per year.

Minimum credit score is 680 across all 3 credit bureaus.

Loan range is $25,000 to $500,000.

Fast approval and funding in as little as 7 days! Reports to business credit bureau(s) so you can build your business’ history with us and other lenders/investors in the future.

Loan range is $25,000 to $500,000.

The loan range is $25,000 to $500,000. The amount you can borrow depends on your credit score and income. It also depends on the type of business you are starting and how much collateral you have.

If your startup is a high-risk venture, such as a tech company or an online retailer, the lender may be hesitant to lend money because there’s no physical store location yet. Even if the business has been around for years and has been profitable, lenders will still look at it as high risk due to its lack of brick-and-mortar presence in the community or state–which could lead them not only not being able to find out enough about what kind of people work there but also having trouble accessing them should something go wrong with payment plans

Fast Approval.

Fast Approval

It’s a common myth that getting a business loan can take months. But the reality is that our application process is fast, and we approve loans within 24 hours of submission. Once approved, you’ll get your funds within 48 hours–and if you need them sooner than that, we can make it happen!

Reports to Business Credit Bureau.

A business credit bureau is a third-party organization that collects information on your business’s financial history and reports it to the major credit bureaus.

The main purpose of a business credit bureau is to help you build your business’s reputation by reporting positive payment history for goods or services provided, as well as timely payments to vendors and suppliers. This helps improve financing in the future because lenders will know that you have been able to meet all of their requirements in the past.

Builds your business credit bureau

When you start a business, it’s important to build your business credit bureau. This allows you to use the company’s name as an individual and build a positive history with lenders. Your personal finances can be used for both personal and professional purposes, so having an established credit history is imperative for obtaining loans or other forms of financing when it comes time for expansion or even just day-to-day operations.

You can use this same information in order to obtain business lines of credit from banks that are willing to lend money based on the strength of their initial assessment made through the data provided by these bureaus (i.e., Experian). Banks will also look at other factors such as collateral value before making any final decisions about whether or not they’ll grant funds out at all; however, having a strong score on one of these sites usually means less red tape during negotiations because there aren’t any surprises waiting down the line later on down road.”

You can get a loan to start or grow your business

You can get a loan to start or grow your business.

Take out a business loan, which is typically used to purchase equipment and inventory, pay for renovations or expansion of your business premises and cover any other expenses related to starting up.

The amount you borrow will vary depending on the type of loan you apply for, but it’s usually much higher than personal loans because they’re secured against property rather than income or assets.


If you’re looking for a way to start or grow your business, we can help. Our loans are easy to apply for and fast-approval. You will get the funds you need in as little as 24 hours so that you can get back on track with your business goals!

To apply: